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California Life Insurance

Don't leave your family unprepared.

No one plans on passing away before their time, especially if they have a family to take care of, but it always pays to be prepared just in case. Your debts and financial responsibilities won’t go away simply because you’re no longer around. Protecting your family’s interests by taking out a comprehensive California life insurance policy can ensure they have the financial relief they need should anything ever happen to you.

How it works.

Of course, no two sets of needs are going to be exactly alike when it comes to life insurance, but the right experts can take the guesswork out of the equation. We work with our clients to create thorough, customized policies and grant them peace of mind that comes with knowing their loved ones will be taken care of no matter what.

You’ll find you have two different types of life insurance to consider once you start exploring your options.
  • Term Life Insurance
    This type of life insurance allows you to choose a defined number of years for which your policy will remain in effect. Many people take out term life insurance to ensure their loved ones are covered should death occur before a mortgage is paid off, to name just one example.
  • Permanent Life Insurance
    This type of life insurance remains permanently in place so long as you continue to pay your insurance premiums, so you are in effect covered for the rest of your life. This type of policy generally involves cash value that accumulates over time, in addition to standard death benefits.